Cheap Florida Auto Insurance – 3 Ways To Get It

There are 3 simple ways to get cheap Florida auto insurance – do them all in the least amount of time possible, and you’ll get the most savings on your auto insurance premium. However, there are a few other ways to do it, and we’ll cover them in the following paragraphs.

The most important tip is to always drive safely. That’s the most important tip inRemembering that “cheap” is relative, and depends on the Florida auto insurance rates you get from insurance companies. Safe drivers, with clean driving records, are less likely to have accidents and lower their rates. A “poor” driver, on the other hand, is someone who has many accidents, and higher rates. Car insurance companies tend to charge “books” drivers like teenagers, and worse, most common is a DUI. If you have a DUI, you can expect to pay substantially more than insurance for someone who has a clean driving record. Someone who is considered “high risk” requires a DUI offense on their record, and has multiple tickets of any type. A poor driver, on the other hand, is someone who has speeding tickets, running a stop sign, etc. Insurance rates are dependent on all sorts of factors. And, if you are a poor driver, you can expect your rates to be much higher than those of better drivers.

Teenagers are the most expensive group to insure. They have no driving record, and have the highest rate of accidents of any other group. Teens are required to have liability insurance if they are driving a car. However, they have no requirement to carry personal injury, and that means the insurance company will have to pay for their medical expenses. It’s a high risk, but you can lower that risk by instillating responsible habits. One major factor in keeping your rates low is carrying a good grade point average in school. Better grades equal lower rates. something around the 25th or highest ticket off your driving record.

You can also expect to pay a lot more if you are under the age of 25. Most companies give substantial discounts to drivers between the ages of 16 and 25, so if your grades are still slipping, it’s time to hit the books and prepare yourself for a higher deductible. There are other factors that go into determining what your rates will be. These include, of course, your driving record, and the car you drive. If you are driving a clunker, you can expect to paying a larger premium than someone who is driving a newer model with safety features and lower accident rates.

There are ways to lower your rates too if you are a young driver though. One way is to stay on your parents policy while you are in school. This allows you to maintain a “just in case” record. You never know when you might slip and get a traffic violation. It’s also nice to drive a car with a high safety rating and no top end horsepower.

There are ways to keep your rates low too. You may be able to go for a lengthy6 month policy as compared to a shorter one. That said, you never know when you may slip and have a record that will cost you more money.

Go ahead and try it. Go look online for auto insurance quotes and see what rates come up. If you do well, you may be able to bundle all your policies and save yourself a lot of money. Happy hunting!

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